Why can't I be as eloquent as Munger?

Mike Munger nails it with the following statement:

"The problem with health care is not that we can’t afford insurance. The problem is that we can’t afford health care."

Most people don't know that health insurance and health care are two different things. We need cheaper health care, not more health insurance. The problem is that as we rely more and more on insurance to cover our health care needs, the more expensive it becomes.